Cap & Participation Rates
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Minnesota Life Insurance Company
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Cap
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Cap
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Account A – S&P 500® – 100% Participation
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12.50%
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11.75%
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Account B – S&P 500 – 140% Participation
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7.00%
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6.75%
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140% participation results in maximum crediting rate of:
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9.80%
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9.45%
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Account D – S&P 500 3-Year – 140% Participation
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32.00%
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27.00%
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140% participation results in maximum crediting rate of:
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44.80%
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37.80%
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Account E – Blended – 100% Participation
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17.00%
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16.00%
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Account F – Euro STOXX 50® – 100% Participation
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13.00%
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12.25%
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Indexed Loan Account
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17.00%
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16.00%
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Securian Life Insurance Company
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Cap
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Cap
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Account A – S&P 500 – 100% Participation
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13.00%
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12.25%
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Account B – S&P 500 – 140% Participation
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7.25%
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7.00%
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140% participation results in maximum crediting rate of:
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10.15%
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9.80%
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Account E – Blended – 100% Participation
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17.00%
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16.50%
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Account F – Euro STOXX 50 – 100% Participation
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14.00%
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12.75%
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Minnesota Life Insurance Company
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Cap
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Cap
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Account A2 – S&P 500 – 100% Participation
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9.50%
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8.75%
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Account B2 – S&P 500 – 140% Participation
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6.00%
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5.75%
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140% participation results in maximum crediting rate of:
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8.40%
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8.05%
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Account D2 – S&P 500 3-Year – 140% Participation
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27.00%
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22.00%
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140% participation results in maximum crediting rate of:
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37.80%
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30.80%
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Account E2 – Blended – 100% Participation
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13.00%
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12.00%
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Account F – Euro STOXX 50 – 100% Participation
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11.00%
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10.25%
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Securian Life Insurance Company
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Cap
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Cap
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Account A2 – S&P 500 – 100% Participation
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10.00%
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9.25%
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Account B2 – S&P 500 – 140% Participation
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6.00%
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5.75%
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140% participation results in maximum crediting rate of:
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8.40%
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8.05%
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Account E2 – Blended – 100% Participation
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14.00%
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13.00%
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Account F – Euro STOXX 50 – 100% Participation
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11.00%
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10.50%
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Cap
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Cap
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Account A – S&P 500® – 100% Participation
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12.50%
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11.75%
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Account E – Blended – 100% Participation
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17.00%
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16.00%
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Account G – S&P 500 – Low Volatility
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Unlimited
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Unlimited
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Account G – Participation Rate:
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100.00%
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90.00%
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Account H – S&P 500 – Low Volatility 2-Year
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Unlimited
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Unlimited
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Account H – Participation Rate:
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115.00%
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105.00%
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Account H – Partial Index Credit Factor:
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.90
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.90
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Account J – S&P 500 – Index Multiplier of .10 – 100% Participation
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9.25%
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9.00%
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Account K – S&P 500 – Index Segment Charge – 100% Participation
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14.50%
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13.75%
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Indexed Loan Account
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12.50%
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11.75%
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Cap
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Cap
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Account A – S&P 500 – 100% Participation
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9.00%
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8.25%
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Account B – S&P 500 – 140% Participation
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6.00%
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5.75%
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140% participation results in maximum crediting rate of:
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8.40%
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8.05%
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Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. Variable life insurance products contain fees, such as management fees, fund expenses, distribution fees and mortality and expense charges (which may increase over time). The variable investment options are subject to market risk, including loss of principal.
These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.
The "S&P 500 Index" is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates ("SPDJI") and, and has been licensed for use by Minnesota Life Insurance Company (Minnesota Life). Standard & Poor's® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC, a division of S&P Global ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Minnesota Life. Indexed Universal Life Insurance Policy Series is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.
The EURO STOXX 50® is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland and/or its licensors ("Licensors"), which is used under license. The interest crediting for the Indexed Universal Life Series Policies based on the Index are in no way sponsored, endorsed, sold or promoted by STOXX and its Licensors and neither of the Licensors shall have any liability with respect thereto.
This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit. For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it would be accessible to the general public.
Securian Financial Group, Inc. http://www.securian.com
Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in Saint Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securities offered through Securian Financial Services, Inc. Member FINRA/SIPC.
©2018 Securian Financial Group, Inc. All rights reserved.
F91198 3-2018 DOFU 3-2018 438397
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